Rates










Rates (effective 04/01/2008)

Listed rates are subject to change. Contact the Credit Union for additional information.

Loan Rates

Loan Type APR*
New Auto - 2003 through 2007 (up to 60 months) 6.00
New Auto - 2003 through 2007 (61 to 72 months) 7.10
Used Auto - 2002 (up to 60 months) 7.00
Used Auto - 2001 (up to 54 months) 7.00
Used Auto - 2000 (up to 48 months) 7.00
Used Auto - 1999 (up tp 24 months) 7.80
Used Auto - 1999 (25 to 48 months) 8.80
Used Auto - 1998 (up to 24 months) 8.00
Used Auto - 1998 (25 to 48 months) 9.00
Used Auto - 1996 through 1997 (up to 24 months ) 10.05
Used Auto - 1996 through 1997 (25 to 36 months) 10.85
Used Auto - 1995 and older (up to 24 months) 10.95
Classic Vehicles (up to 24 months) 6.55
Classic Vehicles (25 to 48 months) 6.85
Classic Vehicles (49 to 60 months) 8.99
Open End Credit- Unsecured 14.00
Home Improvement Loan (up to 36 months) 8.95
New Boats and R.V.'s (up to 48 months) 7.00
New Boats and R.V.'s (49 to 72 months) 7.25
Used Boats and R.V.'s (up tp 48 months) 8.25
Used Boats and R.V.'s (49 to 72 months) 9.80

New Motorcycles - 2004 through 2007 (up to 60 months) click here for special rate information.

6.00
Used Motorcylces - 2003 (up to 48 months) 6.85
Used Motorcylces - 2003 (49 to 60 months) 7.00
Used Mototcycles - 2002 and older (up to 48 months) 7.25
Miscellaneous Collateral with title (up to 36 months)

8.40

Miscellaneous Collateral with title (37 to 48 months) 8.70
Miscellaneous Collateral UCC/other (up to 36 months) 9.55
Miscellaneous Collateral UCC/other (37 to 60 months) 9.95
New Garden Tractor (up to 48 months) 6.00
Used Garden Tractor (up to 48 months) 7.70
New Mobile Home - up to 75% of list price (up to 60 months) 12.75
New Mobile Home (61 to 96 months) 13.75
Used Mobile Home - up to 75% of list price (up to 60 months) 13.75
Used Mobile Home (61 to 96 months) 15.75
Signature Loan - Risk Based Level 1 8.45
Signature Loan - Risk Based Level 2 12.80
Signature Loan - Risk Based Level 3 15.80
Share Secured Loan (1 to 24 months - share rate + 2% - minimum rate 4.25%)  
Share Secured Loan (25 to 36 months - share rate + 3% - minimum rate 4.25%)  
Share Secured Loan (37 to 48 months - share rate + 4% - minimum rate 4.25%)  
Second Mortgage (12 to 72 months) 6.09
Second Mortgage (73 to 96 months) 6.79
Second Mortgage (97 to 120 months) 7.09

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Financial Partners offers a preferred rate to any member who has an exsisting checking account and/or visa card.  These members will receive a 1/4% reduction in rate on all loans per service.  This means that members who have both a checking account and visa account with us will get 1/2 % off of their loan rate.  Please contact a loan officer for more information.

Share Rates

Account Type                                                                                                                     APR* APY*
Share Savings ($250.00 or more) 0.30 0.30
Share Draft 0.00 0.00
Holiday Share 1.01 1.02
Junior Partners (children under 18) 1.01 1.02
IRA Share Savings 1.01 1.02

Certificate Rates

Certificate Term                                                                                                                APR* APY*
Super Seven  (1 Week Certificate - restictions apply) rate as of 04/02/08 0.95 0.95
6 Months 2.62 2.65
12 Months 2.72 2.75
24 Months 2.86 2.90
36 Months 3.25 3.30
48 Months 3.40 3.45
60 Months 3.49 3.55

IRA Certificate Rates

Certificate Term                                                                                                               APR* APY*
12 Months 2.81 2.85
24 Months 2.96 3.00
36 Months 3.35 3.40
48 Months 3.49 3.55
60 Months 3.59 3.65

* APR = Annual Percentage Rate  *APY = Annual Percentage Yield

    

 

 

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