Rates










Rates (effective 02/01/2012) Listed rates are subject to change. ** Contact the Credit Union for additional information.

Loan Rates

Loan Type APR*
New Auto - 2011 & 2012 (up to 60 months) 3.25
New Auto - 2011 & 2012 (61 to 72 months) 4.00
Used Auto - 2009 & 2010 (up to 60 months) 3.49
Used Auto - 2009 & 2010 (61 to 72 months) 4.30
Used Auto - 2006 through 2008 (up to 60 months) 4.25
Used Auto - 2005 (up to 36 months) 4.75
Used Auto - 2005 (37 to 60 months) 4.99
Used Auto - 2004 (up to 54 months) 5.50
Used Auto - 2003 (up to 48 months) 5.99
Used Auto - 2002 (up to 24 months) 6.25
Used Auto - 2002 (25 to 48 months) 6.50
Used Auto - 2001 (up to 24 months) 6.50
Used Auto - 2001 (25 to 48 months) 6.75
2000 & older (up to 24 months) 6.99
Classic Vehicles (up to 24 months) 6.05
Classic Vehicles (25 to 48 months) 6.35
Classic Vehicles (49 to 60 months) 8.49
Open End Credit- Unsecured 14.00
Home Improvement Loan (up to 36 months) 7.45
New Boats and R.V.'s (up to 48 months) 6.10
New Boats and R.V.'s (49 to 72 months) 6.35
Used Boats and R.V.'s (up tp 48 months) 6.99
Used Boats and R.V.'s (49 to 72 months) 7.75

New Motorcycles - 2009 through 2012 (up to 60 months)

5.15
Used Motorcylces - 2007 & 2008 (up to 48 months) 6.05
Used Motorcylces - 2007 & 2008 (49 to 60 months) 6.20
Used Mototcycles - 2006 & older (up to 36 months) 6.55
Miscellaneous Collateral with title (up to 36 months)

6.50

Miscellaneous Collateral with title (37 to 48 months) 6.75
Miscellaneous Collateral UCC/other (up to 36 months) 8.05
Miscellaneous Collateral UCC/other (37 to 48 months) 8.45
New Garden Tractor 2011 & 2012 (up to 48 months) 5.50
Used Garden Tractor  2010 & older (up to 48 months) 7.35
Signature Loan - Risk Based Level 1 8.15
Signature Loan - Risk Based Level 2 9.90
Signature Loan - Risk Based Level 3

11.75

Signature Loan - Risk Based Level 4 14.50
Share Secured Loan (up to 72 months)  3.25
Second Mortgage (12 to 72 months) 5.49
Second Mortgage (73 to 96 months) 6.09
Second Mortgage (97 to 120 months) 6.39

 Please see our First Mortgage Page for First Mortgage Fixed Rates.

Apply for a Loan           Look up a vehicle book value          Calculate payment          Verify Insurance

**Financial Partners offers a preferred rate to any member who has an exsisting checking account and/or visa card.  These members will receive a 1/4% reduction in rate on all loans per service.  This means that members who have both a checking account and visa account with us will get 1/2 % off of their loan rate.  Please contact a loan officer for more information.

Share Rates

Account Type                                           APY*
Share Savings ($250.00 or more) 0.10
Share Draft 0.00
Holiday Share 0.20
Junior Partners (children under 18) 0.20
IRA Share Savings

0.40

Certificate Rates

CertificateTerm                                                                      APY*
Super Seven  (1 Week Certificate - restictions apply) rate as of 02/01/2012 0.25
6 Months 0.30
12 Months 0.45
18 Months 0.60
24 Months 0.75
36 Months 1.20
48 Months 1.45
60 Months

1.65

IRA Certificate Rates

CertificateTerm                                                          APY*
12 Months 0.55
24 Months

0.85

36 Months 1.30
48 Months 1.55
60 Months 1.75

* APR = Annual Percentage Rate  *APY = Annual Percentage Yield

    

 

 

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