Rates










Rates (effective 06/01/2010)

Listed rates are subject to change. Contact the Credit Union for additional information.

Loan Rates

Loan Type APR*
New Auto - 2005 through 2010 (up to 60 months) 5.30
New Auto - 2005 through 2010 (61 to 72 months) 6.00
Used Auto - 2004 (up to 60 months) 5.75
Used Auto - 2003 (up to 54 months) 6.25
Used Auto - 2002 (up to 48 months) 6.75
Used Auto - 2001 (up tp 24 months) 7.00
Used Auto - 2001(25 to 48 months) 7.25
Used Auto - 2000 (up to 24 months) 7.25
Used Auto - 2000 (25 to 48 months) 7.50
Used Auto - 1999 and older (up to 24 months) 7.75
Classic Vehicles (up to 24 months) 6.55
Classic Vehicles (25 to 48 months) 6.85
Classic Vehicles (49 to 60 months) 8.99
Open End Credit- Unsecured 14.00
Home Improvement Loan (up to 36 months) 7.95
New Boats and R.V.'s (up to 48 months) 6.60
New Boats and R.V.'s (49 to 72 months) 6.85
Used Boats and R.V.'s (up tp 48 months) 7.50
Used Boats and R.V.'s (49 to 72 months) 8.25

New Motorcycles - 2007 through 2010 (up to 60 months)

5.95
Used Motorcylces - 2006 (up to 48 months) 6.55
Used Motorcylces - 2006 (49 to 60 months) 6.70
Used Mototcycles - 2005 and older (up to 36 months) 7.05
Miscellaneous Collateral with title (up to 36 months)

7.00

Miscellaneous Collateral with title (37 to 48 months) 7.25
Miscellaneous Collateral UCC/other (up to 36 months) 8.55
Miscellaneous Collateral UCC/other (37 to 60 months) 8.95
New Garden Tractor (up to 48 months) 6.00
Used Garden Tractor (up to 48 months) 7.85
New Mobile Home - up to 75% of list price (up to 60 months) 12.75
New Mobile Home (61 to 96 months) 13.75
Used Mobile Home - up to 75% of list price (up to 60 months) 13.75
Used Mobile Home (61 to 96 months) 15.75
Signature Loan - Risk Based Level 1 8.45
Signature Loan - Risk Based Level 2 12.80
Signature Loan - Risk Based Level 3 15.80
Share Secured Loan (up to 72 months)  3.25
Certificate Secured Loan- rate of certificate used plus 300bps  
Second Mortgage (12 to 72 months) 6.20
Second Mortgage (73 to 96 months) 6.79
Second Mortgage (97 to 120 months) 7.09

 Please see our First Mortgage Page for First Mortgage Fixed Rates.

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Financial Partners offers a preferred rate to any member who has an exsisting checking account and/or visa card.  These members will receive a 1/4% reduction in rate on all loans per service.  This means that members who have both a checking account and visa account with us will get 1/2 % off of their loan rate.  Please contact a loan officer for more information.

Share Rates

Account Type                                                                                                                     APR* APY*
Share Savings ($250.00 or more) 0.10 0.10
Share Draft 0.00 0.00
Holiday Share 0.20 0.20
Junior Partners (children under 18) 0.20 0.20
IRA Share Savings 0.40

0.40

Certificate Rates

Certificate Term                                                                                                                APR* APY*
Super Seven  (1 Week Certificate - restictions apply) rate as of 01/01/2010 0.30 0.30
6 Months 0.40 0.40
12 Months

0.70

0.70
24 Months 1.29 1.30
36 Months 1.79 1.80
48 Months 2.18 2.20
60 Months 2.62

2.65

IRA Certificate Rates

Certificate Term                                                                                                               APR* APY*
12 Months 0.80 0.80
24 Months 1.39

1.40

36 Months 1.89 1.90
48 Months 2.28 2.30
60 Months 2.72 2.75

* APR = Annual Percentage Rate  *APY = Annual Percentage Yield

    

 

 

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