Loan Rates

Check out our Current Loan Specials!

Vehicle Loan Rates
Effective Date: Wednesday, May 24th, 2017
NameTermRate
New Auto - 2016-17 up to 60 months as low as 2.25
New Auto - 2016-17 61 to 72 months as low as 3.25
Used Auto - 2012 to 2015 up to 60 months as low as 2.75
Used Auto - 2012 to 2015 61 to 72 months as low as 3.50
Used Auto - 2009 to 2011 up to 60 months as low as 3.75
Used Auto - 2008 up to 36 months as low as 4.50
Used Auto - 2008 37 to 60 months as low as 4.75
Used Auto - 2007 up to 54 months as low as 5.25
Used Auto - 2006 up to 48 months as low as 5.75
Used Auto - 2005 up to 24 months as low as 6.00
Used Auto - 2005 25 to 48 months as low as 6.25
Used Auto - 2004 up to 24 months as low as 6.25
Used Auto - 2004 25 to 48 months as low as 6.60
Used Auto - 2003 & Older up to 24 months as low as 6.75
Classic Vehicles up to 24 months as low as 6.10
Classic Vehicles 25 to 48 months as low as 6.40
Classic Vehicles 49 to 60 months as low as 8.49

*Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing checking account and/or visa card or chooses to "auto" pay their monthly payment from an FPFCU account.  These members will receive a 0.25% reduction in rate on all loans (excluding unsecured and real estate loans and loan specials unless otherwise noted) per service.  This means that members who have both a checking account and visa card with us as well as electronically pay their loan could receive 0.75% off of their loan rate.  Please contact a loan officer for more information.

Secured Loan Rates
Effective Date: Wednesday, May 24th, 2017
NameTermRate
New Boats and RV's - 2014 - 2017 up to 48 months as low as 6.10
New Boats and RV's - 2014 - 2017 49 to 72 months as low as 6.35
New Boats and RV's - 2014 - 2017 73 to 84 months as low as 6.60
Used Boats and RV's - 2011 - 2013 up to 48 months as low as 7.10
Used Boats and RV's -2011-2013 49 to 72 months as low as 7.35
Used Boats and RV's - 2011-2013 up to 84 months as low as 7.60
Used Boats and RV's - 2010 & Older up to 48 months as low as 8.10
Used Boats and RV's - 2010 & Older 49 to 72 months as low as 8.35
New Motorcylcles - 2014 - 2017 up to 60 months as low as 4.25
New Motorcyles - 2014 - 2017 61 to 66 months as low as 4.50
Used Motorcycles - 2010 & 2013 up to 48 months as low as 5.00
Used Motorcycles - 2010 & 2013 49 to 60 months as low as 5.25
Used Motorcycles - 2009 & Older up to 36 months as low as 5.75
Used Motorcycles - 2009 & Older up to 48 months as low as 6.00
Misc. Collateral w/ title up to 36 months as low as 6.50
Misc. Collateral w/ title 37 to 48 months as low as 6.75
Misc. Collateral UCC/other up to 36 months as low as 8.05
Misc. Collateral UCC/other 37 to 48 months as low as 8.45
New Garden Tractor 2016 & Newer up to 48 months as low as 5.50
Used Garden Tracor 2015 & Older up to 48 months as low as 7.35
Share Secured up to 72 months as low as 3.50

Unsecured Loan Rates
Effective Date: Wednesday, May 24th, 2017
NameTermRate
LOC - Overdraft Loan Open End 14.00%
Home Improvement Loan up to 36 months 7.45%
Signature Loan Risk Base   as low as 7.0

Real Estate Loan Rates
Effective Date: Wednesday, May 24th, 2017
NameTermRate
First Mortgage Fixed 10 - 15 year 3.30%
First Mortgage Fixed 20 year 3.99%
First Mortgage Fixed 25 - 30 year 4.50%
Second Mortgage Fixed 12 - 72 months 5.24%
Second Mortgage Fixed 73 - 96 months 5.75%
Second Mortgage Fixed 97 - 120 months 5.99%
HELOC 20 year Variable Rate as low as 4.00%

HELOC Special Introductory Rate 2.50% for the first 6 months!



* Note - Interest Rates are listed as APR- Annual Percentage Rate
Listed rates are fixed unless otherwise noted.  All loan rates may change at the beginning of each month.
Variable rate loans are subject to change at anytime.

Calculate Your Loan Payment using our Financial Resource Center

Equal Housing Lender National Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act