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Loan Rates

Vehicle Loan Rates
Effective Date: Saturday, February 22nd, 2020
NameTermRate
New Auto 2020 Up to 36 months as low as 3.05%
New Auto 2020 37 to 60 months as low as 3.35%
New Auto 2020 61 to 72 months as low as 3.75%
New Auto 2020 up to 84 months as low as 4.75%
Used Auto 2015-2018 up to 60 months as low as 3.49%
Used Auto 2015-2018 61 to 72 months as low as 4.50%
Used Auto 2012-2014 up to 60 months as low as 5.00%
Used Auto 2011 up to 36 months as low as 5.25%
Used Auto 2011 37 to 60 months as low as 5.50%
Used Auto 2010 up to 54 months as low as 6.00%
Used Auto 2009 up to 48 months as low as 6.50%
Used Auto 2008 up to 24 months as low as 6.75%
Used Auto 2008 24 months to 48 months as low as 7.00%
Used Auto 2007 up to 24 months as low as 7.25%
Used Auto 2007 25 to 48 months as low as 7.50%
Used Auto 2006 & Older up to 24 months as low as 7.75%
Classic Vehicles up to 24 months as low as 6.80%
Classic Vehicles 25 to 48 months as low as 7.05%
Classic Vehicles 49 to 60 months as low as 9.24%
*Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing checking account and/or visa card or chooses to "auto" pay their monthly payment from an FPFCU account.  These members will receive a 0.25% reduction in rate on all loans (excluding unsecured and real estate loans and loan specials unless otherwise noted) per service.  This means that members who have both a checking account and visa card with us as well as electronically pay their loan could receive 0.75% off of their loan rate.  Please contact a loan officer for more information.

Secured Loan Rates
NameTermRate
New Boat and RV 2016-2019 up to 48 months as low as 5.35%
New Boat and RV 2016-2019 49 to 72 months as low as 5.60%
New Boat and RV 2016-2019 73 to 84 months as low as 5.85%
Used Boat and RV 2013-2015 up to 48 months as low as 6.35%
Used Boat and RV 2013-2015 49 to 72 months as low as 6.60%
Used Boat and RV 2013-2015 up to 84 months as low as 6.85%
Used Boat and RV 2012 & Older up to 48 months as low as 7.35%
Used Boat and RV 2012 & Older 49 to 72 months as low as 7.60%
New Motorcycle 2016-2020 up to 60 months as low as 4.25%
New Motorcyle 2016-2020 61 to 66 monthS as low as 4.50%
Used Motorcycle 2012-2015 up to 48 months as low as 5.00%
Used Motorcycle 2012-2015 49 to 60 months as low as 5.25%
Used Motorcycle 2011 & Older up to 36 months as low as 5.75%
Used Motorcycle 2011 & Older up to 48 months as low as 6.00%
Misc. Collateral w/ title up to 36 months as low as 5.75%
Misc. Collateral w/ title 37 to 48 months as low as 6.00%
Misc. Collateral up to 36 months as low as 6.49%
Misc. Collateral 37 to 48 months as low as 6.99%
New Garden Tractor 2016-2019 up to 48 months as low as 5.75%
Used Garden Tracor 2015 & Older up to 48 months as low as 7.60%
Share Secured up to 72 months as low as 3.50%

Unsecured Loan Rates
NameTermRate
LOC Overdraft Loa Open End 14.00%
Signature Loan Risk Base As Low As 7.75%

Real Estate Loan Rates
NameTermRate
First Mortgage Fixed 10 - 15 year 3.00%
First Mortgage Fixed 20 year 3.60%
First Mortgage Fixed 25 - 30 year 4.00%
NEW! Finpar Flexline Up to 20 year 4.25% Fixed
Second Mortgage Fixed 12 - 72 months 4.50%
Second Mortgage Fixed 73 - 96 months 4.50%
Second Mortgage Fixed 97 - 120 months 4.50%
Second Mortgage Fixed 121 - 180 months 4.50%
Second Mortgage Fxed 181-240 months 4.50%

* Note - Interest Rates are listed as APR- Annual Percentage Rate
Listed rates are fixed unless otherwise noted.  All loan rates may change at the beginning of each month.
Variable rate loans are subject to change at anytime.

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