Loan Rates
Home > Borrow > Loan Rates

Loan Rates

Vehicle Loan Rates
Effective Date: Friday, October 11th, 2024
NameTermRate
New Auto 2024 Up to 36 months as low as 5.39%
New Auto 2024 37 to 60 months as low as 5.39%
New Auto 2024 61 to 72 months as low as 5.99%
New Auto 2024 up to 84 months as low as 6.99%
Used Auto 2019-2023 up to 60 months as low as 6.45%
Used Auto 2019-2023 61 to 72 months as low as 7.00%
Used Auto 2016-2018 up to 60 months as low as 7.15%
Used Auto 2015 up to 36 months as low as 7.25%
Used Auto 2015 37 to 60 months as low as 7.50%
Used Auto 2014 up to 54 months as low as 7.75%
Used Auto 2013 up to 48 months as low as 7.99%
Used Auto 2012 up to 24 months as low as 8.15%
Used Auto 2012 up to 48 months as low as 8.25%
Used Auto 2011 24 months as low as 8.50%
Used Auto 2011 48 months as low as 8.75%
Used Auto 2010 & Older up to 24 months as low as 9.00%
Classic Vehicles up to 24 months as low as 7.50%
Classic Vehicles 25 to 48 months as low as 7.75%
Classic Vehicles 49 to 60 months as low as 8.50%
*Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing checking account and/or visa card or chooses to "auto" pay their monthly payment from an FPFCU account.  These members will receive a 0.25% reduction in rate on all loans (excluding unsecured and real estate loans and loan specials unless otherwise noted) per service.  This means that members who have both a checking account and visa card with us as well as electronically pay their loan could receive 0.75% off of their loan rate.  Please contact a loan officer for more information.

Secured Loan Rates
NameTermRate
New Boat/RV/Camper 2023-24 up to 120 months as low as 5.99%
New Boat/RV/Camper 2023-24 up to 72 months as low as 5.75%
Used Boat/RV/Camper 2020-2022 up to 66 months as low as 6.25%
Used Boat/RV/Camper 2017-2019 up to 48 months as low as 6.25%
Used Boat/RV/Camper 2016 & Older up to 48 months as low as 6.25%
New Motorcycle 2021-2024 up to 60 months as low as 5.75%
New Motorcyle 2021-2024 61 to 66 monthS as low as 5.75%
Used Motorcycle 2017-2020 up to 48 months as low as 6.85%
Used Motorcycle 2017-2020 49 to 60 months as low as 6.85%
Used Motorcycle 2016 & Older up to 36 months as low as 6.85%
Used Motorcycle 2016 & Older up to 48 months as low as 6.85%
Power Sports New 2024 up to 72 months as low as 5.65%
Power Sports New 24 up to 60 months as low as 5.25%
Power Sports used 2022-2023 up to 48 months as low as 6.50%
Power Sports used 2019-2021 up to 48 months as low as 6.50%
Power Sports used 2016-2018 up to 48 months as low as 6.50%
Power Sports 2015 & older up to 36 months as low as 6.50%
Garden Equipment 24-54 months as low as 3.00%
Share Secured up to 72 months as low as 3.50%

Credit Cards
Effective Date: 04/26/2024
NameRate
Elite 8.00%
Premier Plus 11.00%
Premier 13.00%
*All credit card products are subject to credit review. Program placement will depend on your credit score at the time of application.

Unsecured Loan Rates
NameTermRate
LOC Overdraft Loa Open End 14.00%
Signature Loan Risk Base As Low As 9.00%

Real Estate Loan Rates
NameTermRate
First Mortgage Fixed 10 year 5.500%
First Mortgage Fixed 15 year 5.625%
First Mortgage Fixed 20 year 5.825%
First Mortgage Fixed 25 - 30 year 6.125%
Finpar Flexline Up to 20 year 6.74% Fixed
Second Mortgage Fixed 1 - 10 year 7.45%
Second Mortgage Fixed 11-15 year 7.625%

* Note - Interest Rates are listed as APR- Annual Percentage Rate
Listed rates are fixed unless otherwise noted.  All loan rates may change at the beginning of each month.
Variable rate loans are subject to change at anytime.

Calculate Your Loan Payment using our Financial Resource Center

Member Benefits

At Financial Partners Federal Credit Union, our goal is to put our members first in all we do.  We have been providing our community with quality financial services for over 50 years.

Learn More >

Become A Member... Join Today!

Related Links
Rates
Become A Member... Join Today!