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Loan Rates

Vehicle Loan Rates
Effective Date: Wednesday, June 7th, 2023
NameTermRate
New Auto 2023 Up to 36 months as low as 5.35%
New Auto 2023 37 to 60 months as low as 5.85%
New Auto 2023 61 to 72 months as low as 6.34%
New Auto 2023 up to 84 months as low as 6.50%
Used Auto 2018-2022 up to 60 months as low as 5.59%
Used Auto 2018-2022 61 to 72 months as low as 5.69%
Used Auto 2015-2017 up to 60 months as low as 6.50%
Used Auto 2014 up to 36 months as low as 6.75%
Used Auto 2014 37 to 60 months as low as 7.00%
Used Auto 2013 up to 54 months as low as 7.25%
Used Auto 2012 up to 48 months as low as 7.75%
Used Auto 2011 up to 24 months as low as 8.00%
Used Auto 2011 24 months to 48 months as low as 8.25%
Used Auto 2010 up to 24 months as low as 8.50%
Used Auto 2010 25 to 48 months as low as 8.75%
Used Auto 2009 & Older up to 24 months as low as 9.00%
Classic Vehicles up to 24 months as low as 7.50%
Classic Vehicles 25 to 48 months as low as 7.75%
Classic Vehicles 49 to 60 months as low as 8.50%
*Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing checking account and/or visa card or chooses to "auto" pay their monthly payment from an FPFCU account.  These members will receive a 0.25% reduction in rate on all loans (excluding unsecured and real estate loans and loan specials unless otherwise noted) per service.  This means that members who have both a checking account and visa card with us as well as electronically pay their loan could receive 0.75% off of their loan rate.  Please contact a loan officer for more information.

Secured Loan Rates
NameTermRate
New Boat/RV/Camper 2022-23 up to 120 months as low as 5.74%
New Boat/RV/Camper 2022-23 up to 72 months as low as 5.24%
Used Boat/RV/Camper 2019-2021 up to 66 months as low as 6.24%
Used Boat/RV/Camper 2016-2018 up to 48 months as low as 6.24%
Used Boat/RV/Camper 2015 & Older up to 48 months as low as 6.24%
New Motorcycle 2020-2023 up to 60 months as low as 5.50%
New Motorcyle 2020-2023 61 to 66 monthS as low as 6.00%
Used Motorcycle 2015-2018 up to 48 months as low as 6.50%
Used Motorcycle 2016-2019 49 to 60 months as low as 6.50%
Used Motorcycle 2015 & Older up to 36 months as low as 6.50%
Used Motorcycle 2015 & Older up to 48 months as low as 6.50%
Power Sports New 2020 up to 72 months as low as 6.00%
Power Sports New 2022-23 up to 60 months as low as 5.24%
Power Sports used 2021-2020 up to 48 months as low as 6.24%
Power Sports used 2018-2020 up to 48 months as low as 6.24%
Power Sports used 2015-2017 up to 48 months as low as 6.24%
Power Sports 2014 & older up to 36 months as low as 6.24%
New Garden Tractor 2016-2019 24-54 months as low as 3.00%
Used Garden Tractor 2015 & Older 24-54 months as low as 3.00%
Share Secured up to 72 months as low as 3.50%

Unsecured Loan Rates
NameTermRate
LOC Overdraft Loa Open End 14.00%
Signature Loan Risk Base As Low As 9.00%

Real Estate Loan Rates
NameTermRate
First Mortgage Fixed 10 year 5.650%
First Mortgage Fixed 15 year 5.750%
First Mortgage Fixed 20 year 6.125%
First Mortgage Fixed 25 - 30 year 6.250%
NEW! Finpar Flexline Up to 20 year 6.00% Fixed
Second Mortgage Fixed 1 - 10 year 5.75%
Second Mortgage Fixed 11-15 year 6.63%

* Note - Interest Rates are listed as APR- Annual Percentage Rate
Listed rates are fixed unless otherwise noted.  All loan rates may change at the beginning of each month.
Variable rate loans are subject to change at anytime.

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