Let Financial Partners Federal Credit Union help you get your dream home. We offer a variety of mortgage solutions to ensure that you can find a place to call home with a loan that meets your needs and fits your budget.

Check out our competitive real estate loan rates.

First Mortgage Refinancing with FPFCU

• Refiance option only with FPFCU (see below for additional mortage options)
• Low fees (Application fee of $895 applies as well as any other closing costs ie. appraisal, title search, etc.)
• Up to 30 year terms with fixed rates
• Borrow up to 80% of your home's appraised value minus any outstanding home liens
• Tax deductible interest (consult your tax adviser)

We partner with Member First Mortgage (MFM) to bring you a wider range of mortgage programs!
Through our partnership with MFM, we now offer our members a variety of home loan options to fit their unique needs and goals including:

• Complete suite of mortgage programs for purchase (up to 97% LTV) and refinance (over 80% LTV)
• Conventional and Government loan programs, including: FHA, USDA/RD (Rural Development), VA (Veterans) and more!
• Fixed Rate Mortgage programs
• Adjustable Rate Mortgage (ARM) programs
• Construction financing
• Jumbo loans
• Low down-payment programs
• Flexible credit programs
• Competitive rates and fees

Ready to get started? Click here to apply today! Already working with MFM?  Click here to manage your account. *Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Financial Partners Federal Credit Union NMLS# 649171, Member First Mortgage, LLC NMLS ID# 149532. Equal Housing Opportunity Lender.

Second Mortgages

Take advantage of the equity in your home with a low fixed rate.

• Fixed rate 
• 80% of appraised value minus any other mortgage balance
• Low Fees (minimum standard closing costs of $610)
• Tax deductible interest (consult your tax adviser)
• Up to 15 year terms available

Home Equity Loans

A Flexline Home Equity LOC from Financial Partners FCU can help put more money back in your pocket. Use it to consolidate existing loans, make improvements to your home, send a child to college, or whatever you like. See the list below to help determine whether a HELOC is right for you.

• Draw access at branch or through your e*Teller (e*Teller limit of $5,000 per transfer)
• Low fixed interest rate
• Up to 90% of appraised value minus any other mortgage balance
• Up to 20 year terms (5 year drawing period followed by 5-15 year re-payment period)
• Payments adjust to 1% of the outstanding principal balance plus accured interest (min. pymt of $100)
• Application fee and closing costs apply.  Early payoff fee up to $250 if closed within first 3 years.
• Tax deductible interest (consult your tax adviser)