Let Financial Partners Federal Credit Union help you get your dream home. We offer a variety of mortgage solutions to ensure that you can find a place to call home with a loan that meets your needs and fits your budget.
Check out our competitive real estate loan rates.
First Mortgage Refinancing with FPFCU
- Refiance option only with FPFCU (see below for additional mortage options)
- Low fees (Application fee of $895 applies as well as any other closing costs ie. appraisal, title search, etc.)
- Up to 30 year terms with fixed rates
- Borrow up to 80% of your home's appraised value minus any outstanding home liens
- Tax deductible interest (consult your tax adviser)
Financial Partners has teamed with Quicken Loans Mortgage Services to provide our members with more mortgage options.
The Home Possible® and HomeReady® programs by Freddie Mac and Fannie Mae allow first-time and repeat home buyers to get into a new home with as little as 3% down. Click here to find out if HomeReady® or Home Possible® is the right choice for you.
We also partner with Member First Mortgage (MFM) to bring you a wider range of mortgage programs!
Through our partnership with MFM, we now offer our members a variety of home loan options to fit their unique needs and goals including:
- Complete suite of mortgage programs for purchase (up to 97% LTV) and refinance (over 80% LTV)
- Conventional and Government loan programs, including: FHA, USDA/RD (Rural Development), VA (Veterans) and more!
- Fixed Rate Mortgage programs
- Adjustable Rate Mortgage (ARM) programs
- Construction financing
- Jumbo loans
- Low down-payment programs
- Flexible credit programs
- Competitive rates and fees
Ready to get started? Click here to apply today! Already working with MFM? Click here to manage your account. *Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Financial Partners Federal Credit Union NMLS# 649171, Member First Mortgage, LLC NMLS ID# 149532. Equal Housing Opportunity Lender.
Second Mortgages
Take advantage of the equity in your home with a low fixed rate.
- Fixed rate
- 80% of appraised value minus any other mortgage balance
- Low Fees (minimum standard closing costs of $610)
- Tax deductible interest (consult your tax adviser)
- Up to 15 year terms available
Home Equity Loans
A Flexline Home Equity LOC from Financial Partners FCU can help put more money back in your pocket. Use it to consolidate existing loans, make improvements to your home, send a child to college, or whatever you like. See the list below to help determine whether a HELOC is right for you.
- Draw access at branch or through your e*Teller (e*Teller limit of $5,000 per transfer)
- Low fixed interest rate
- Up to 90% of appraised value minus any other mortgage balance
- Up to 20 year terms (5 year drawing period followed by 5-15 year re-payment period)
- Payments adjust to 1% of the outstanding principal balance plus accured interest (min. pymt of $100)
- Application fee and closing costs apply. Early payoff fee up to $250 if closed within first 3 years.
- Tax deductible interest (consult your tax adviser)
At Financial Partners Federal Credit Union, our goal is to put our members first in all we do. We have been providing our community with quality financial services for over 50 years.
