Let Financial Partners Federal Credit Union help you get your dream home. We offer a variety of mortgage solutions to ensure that you can find a place to call home with a loan that meets your needs and fits your budget.
Check out our competitive real estate loan rates.
First Mortgages
- Refiancing option
- Low fees (Application fee of $800 applies as well as any other closing costs ie. appraisal, title search, etc.)
- Up to 30 year terms with fixed rates
- Borrow up to 80% of your home's appraised value (minus any outstanding home liens)
- Tax deductible interest (consult your tax adviser)
- We've teamed with Members First Mortage to offer construction and purchase loans
Second Mortgages
Take advantage of the equity in your home with a low fixed rate.
- Fixed rate
- 80% of appraised value minus any other mortgage balance
- Low Fees (minimum standard closing costs of $610)
- Tax deductible interest (consult your tax adviser)
- Up to 15 year terms available
Home Equity Loans
A Flexline Home Equity LOC from Financial Partners FCU can help put more money back in your pocket. Use it to consolidate existing loans, make improvements to your home, send a child to college, or whatever you like. See the list below to help determine whether a HELOC is right for you.
- Draw access at branch or through your e*Teller (e*Teller limit of $5,000 per transfer)
- Low fixed interest rate
- Up to 90% of appraised value minus any other mortgage balance
- Up to 20 year terms (5 year drawing period followed by 5-15 year re-payment period)
- Payments adjust to 1% of the outstanding principal balance plus accured interest (min. pymt of $100)
- Application fee and closing costs apply. Early payoff fee up to $250 if closed within first 3 years.
- Tax deductible interest (consult your tax adviser)
